SK Max

Panze is a gamified financial life simulator where you talk to Penny — an AI companion who runs real multi-decade projections during your conversation. No dashboards. No spreadsheets. Just ask "What if I retire at 45?" and Penny simulates it, compares scenarios, and explains the tradeoffs. Think SimCity for your financial future. Deep US tax modeling (401k, Roth, Social Security, state tax) with 100+ countries supported from day one. Built for the FIRE community and anyone who believes planning your future should feel like play, not paperwork.

Gamified AI Financial Life Simulator