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Hi, I'm Ozzy, founder of Klaro Budget Like many of you, I was frustrated with budgeting apps that assumed everyone gets paid on the 1st or last day of the month. I wanted visibility into my money, not just now but also in the future, to plan for upcoming expenses and savings goals. My Budget forecasts your pay periods with Predictive Bills, so tomorrow's expenses never catch you off guard. I'm building Klaro Budget because I was tired of finance apps that don't get how real people live. Complicated categories? Never helped anyone. Spending shame? Not here. Just a clear view of your money that actually matches when you get paid. I'm building this with early users like you, so your feedback will directly shape the product. Join our waitlist and let's build the finance app we all actually want to use. – Ozzy

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Klaro Budget
  1. 1

    What tech stack are you using to develop your app?

  2. 1

    Hey Ozy, are you building in public? I would recommend you to do that in X/twitter to get real validation

    1. 1

      Hey! Ooo why? I've not dug much into building in public, recommend any good resources?

      1. 1

        Twitter, not only helps you to validate but you could get some marketing from there

  3. 1

    Hi - would love to be a beta user. How is it different from YNAB or Monarch Money ?

    1. 1

      Hey thanks for your comment rockon! Thank you that's awesome! Feel free to sign up, I have three beta users currently so well under the 50 :)

      To be honest I haven't tried those two competitors (maybe) you mentioned, I'll go check them out for sure and hopefully they offer a free trial, I think by having a quick glance over though:

      Klaro Budget differentiates itself by:

      1. Simplifying the mental model - aligning with natural pay cycles rather than forcing users into category-based thinking.

      2. Reducing anxiety through future visibility of bills and available funds (Predictive Billing just launched!)

      3. Focusing on the core problem of "how much can I actually spend?" rather than comprehensive financial tracking