Tool to calculate how much money to set aside

Hi Indiehackers!

When I worked as a freelancer for a while I had had no real mental model for how much money I needed to set aside for the future and how much of the money I earned was truly mine to spend.

I tried modeling it in Excel as best I could, and was quite surprised both by how complicated it was to get right and how much money I actually needed to set aside!

As my girlfriend also started freelancing last year, I decided to turn my Excel sheet into a little program she could use too, and in the spirit of sharing and helping others I would hereby like to make it available to all of you as well :)

My biggest take-aways so far have been that:

• most people dramatically underestimate how much they need to set aside
• very many people forget to plan adequately for getting sick
• retirement savings is an afterthough for a lot of people

You can find the tool here: https://howmuch.probsteide.com/

Comments, questions, and suggestions are more than welcome!

I wish you all a happy Easter Weekend!