Got it. That makes the simplicity of the logging flow much clearer.
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Every budgeting app I tried, I quit — logging by hand or linking my bank was too much work. Lumi makes it effortless: log any expense in ~3s by voice, receipt, Apple Pay or a double-tap. No bank, fully private.
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The “3-second logging” constraint is probably more important than the extra features.
Curious whether users actually keep logging because it’s faster, or whether another part of the experience is what makes them come back.
Actually, you just need to wait those 3 seconds for Wallet to activate, and then make a single click to select the appropriate expense category.